最近我看到美國晨星個人理財主管Christine Benz寫的文章,標題是"Not OK"。她點出了一個投資界較少人注意的問題,看完之後頗有感想。
這篇文章提到,一位理財銷售人員登門拜訪,要賣”退休理財產品”給Christine的妹妹。
Christine的妹妹有智能障礙,一年當中有幾個月會跟Christine住在一起。
這個銷售人員的拜訪瞬間引起Christine的警覺。Christine的問題是:
”你難到看不出我妹是一個有障礙的人士嗎?你要賣她什麼?你覺得她能判斷嗎?”
這是一個非常糟糕的狀況。最佳場景,就是這個銷售人員真的很呆,完全看不出Christine的妹妹有智能問題。最糟狀況,銷售人員很清楚知道,而且她就是要利用Christine妹妹的這個弱點。
這點出了一個問題,就是整體投資行銷業者,對弱勢族群的對待方式。
這個問題不是只有智力或認知能力有天生障礙的少數人要面對,老年失智不是一個少見的問題。
在一個人這輩子累積的資產總值達到最高,但認知與思考能立同步下滑時,金融業者會幫助你,還是利用你?
完整討論,請見今天的文章:
https://greenhornfinancefootnote.blogspot.com/2019/11/taking-advantage-of-disabled.html
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benz advantage 在 Fiqrie Facebook 的精選貼文
WOULD I BECOME A RADIO ANNOUNCER AGAIN...a question I keep getting on my inbox since end of last year.
The past 8 months have been nothing but a blessing for me.
From modeling for UNIQLO, to having my Facebook & Instagram verified with the blue badge by Facebook Inc. which made me a social media influencer, to shooting a campaign for Adidas ZX FLUX, to being a Key Opinion Leader for Volkswagen, to being a freelance columnist for Malaysia's leading English newspaper THE STAR, to being a fashion influencer for KL Fashion Week, and working for other big brands like Superdry, Mercedes Benz, FJ Benjamin, etc...
TO ANSWER THE QUESTION...YES OF COURSE I would love to become a radio DJ again.
Life is like water, I intend to go with the flow and fill up those creaks and valleys as much as I can. The same goes for my future.
But must I hard up for the job if given the opportunity?
I WON'T.
BECAUSE PEOPLE WILL TAKE ADVANTAGE OF YOU IF YOU APPEAR DESPERATE.
THE PAST 8 MONTHS HAVE SHOWN THAT I AM CAPABLE OF DOING OTHER THINGS.
But would I consider if offered? YES.
But I DO hope the company that offers me the job can also see that I want this job because I can contribute my talents and so much more.
Not because I NEED but because WE BOTH CAN COMBINE OUR CRAFTS & SPECIALTIES in creating something good.
Plus DJ-ing was my first ever job, something I did in total for 7 years...and just like relationships...YOU CAN NEVER FORGET YOUR FIRST LOVE ❤️
.
#RemainHumble #WorkHard #BeReal #StayTrue
📷 by Happyfingers Photography