關於 buying or renting a house ，我們在網路上蒐集到這些相關的討論、資訊與評價

Why should you buy a condo in Cambodia?

Living in a condo can save time for those who are working. The people of Cambodia are rapidly urbanizing, especially people between the ages of 25 and 40. These people want to improve their careers and start a business. And being in the city helps them achieve these goals. Here are the reasons why you should buy a condo.

1. Less housework

The condo is small compared to the villa and there is no yard or road for maintenance. This means that residents spend less time cleaning and maintaining their homes. In addition, many condos offer cleaning and utility services without interruption.

2. Everything at your fingertips

Condos are often built in the commercial district of the city center. This means you have access to everything the city has to offer and can get there quickly.

In Phnom Penh and Sihanoukville, condominiums are close to schools, hospitals, government offices, markets, restaurants, banks and more.

Condo offers more luxury than other types of houses. Having a gym, swimming pool and meeting room in your building means you do not have to travel much.

3. Community Feelings

Neighbors can help you when you accidentally lock out of your condo. Or maybe they become friends and you can grill with them on the weekends. The condo gives you the opportunity to connect with other people living in the same community.

4. condos are more useful than renting a luxury house

For the same level of luxury, it may be better to buy a condo rather than rent a house. The monthly payment will be similar but with the condo you will get it back in the future. For example, if you rent a twin villa, you pay between $ 1,500 and $ 2,000 a month.

5. Return on Investment

Condos can be profitable in two ways. First, they appreciate the value of the past year. Maybe you will choose to live there for 10 or 20 years. When you decide to sell, you get more than you pay for. Second, you can rent a condo instead of living there. Rental rates in cities in Cambodia can range from $ 500 to $ 2,500. This means you can start earning about 8% and 10% per year.

6. Low maintenance

The condo does not need constant repair. Due to its small size, maintenance is usually covered at least in part by building management.

7. Low starting price

The condo is affordable compared to the property next door. In fact, in Cambodia it is cheaper than in other parts of Asia. Many condo units for sale in Phnom Penh sell for just $ 60,000 per unit. It is slightly higher for units around the city's central business district, such as Chamkarmon, where the average starting price is $ 100,000. For one bedroom.

8. Flexibility

In general, condos offer more flexibility than land-based properties. The buying process is faster and there are more options. Although clusters are gaining popularity in the suburbs and suburbs, condos will soon be covering the streets of the city.

Rupanya Lepas Kematian Suami, Tanggungjawab Cari Nafkah Anak-Anak Jatuh Pada Datuk Atau Pakcik, Bukan Ibu

Sering kita mendengar kisah di mana tanah kubur masih merah, tetapi harta peninggalan arwah sudah ada yang direbut.

Dan yang menjadi masalahnya apabila harta yang ada menjadi rebutan antara keluarga arwah dengan isteri/balu arwah dan anak-anak.
...Continue ReadingApparently After Death Of Husband, Responsible To Find Children's Living Falling On Datuk Or Uncle, Not Mother

We often hear the story where the grave land is still red, but the spirit of the deceased's property is already taken.

And the problem is when the property that has become the grab between the late family and the wife / balu of the deceased and the children.

What about the fate and rights of the orphans if the possessions that exist become seized. Don't they know that eating orphan s' property is illegal and the properties that should have to go through the faraid law process.

Let's follow this man's share Hishamuddin Abd Majid on Facebook social page for us as Muslims to know the law that should be.

IMPORTANT!!! MUSLIMS MUST READ!! Many people don't know and look at it...

Apparently after death the husband is responsible for making a living for the children to fall to his guardian... that is his grandfather or uncle, not the mother's responsibility. Be fit in terms of giving faraid the fewest wife parts compared to other heirs. I wonder why the wife is the least part while the wife is the one who will bear the needs of the children later. Even husband's house and car relics can be claimed by guardians if not listed as property dedicated to the wife..

Many of us don't know because we haven't heard of it yet, there are guardians who earn a living for orphans who still This is the trust of Allah that is forgotten. This is how big a man's responsibility is... your responsibility is not only to children and wife but also to his guardian..

When religion is taken half half, the one who is in favor of it is taken away is left behind.

Let's think of the true story that happened to a balu who died by husband.

1. During the life of a difficult person, siblings never visited, let alone give a treat for their nephews even though everything works best.

2. Provisions for the children of Simati to buy a piece of land and buy a terrace house. Not long later, the dead bought another piece of land for gardening purpose but did not reach (died first)

3. Simati savings are in 10 k in the bank, a house and a piece of land.

4. Simati always told his wife if he's not around, wife and children are not difficult, there's a place to depend, there's a little money and there's a shelter (home). How big is simati's hope for the wife and children.

5. Destined for the dead to die due to shortness of breath (heart problem).. simati left balu and 2 daughters.

6. As soon as simati was buried, simati siblings including simati's mother had asked the wife to talk about simati's property, simati will be tortured in the grave if not solved as soon as possible.

7. Simati has no son, so the properties of simati will also get to his siblings.

8. Not even a week the dead died, came to the siblings to visit the house, after doing a sketch in the paper according to the law of faraid, part for the wife, children, the mother of simati and siblings of simati.

8. Laws of faraid-part of the wife get the fewest, but don't care about the sadness that is still sad, the fate of the faraid division is also given to the faraid division.

9. Most heartbreaking, rated once a house occupied by Sibalu and children according to market value. Then they give two choices to the balu, pay the price of the house to the heirs who deserve it if you want to stay there, or get out of the house because the house will be sold and the sales money will be divided by the law.

10. Where to find 150 k? If you don't want to be forced to get out of the house, the house is sold, the parts of Sibalu and the children with the amount of Sibalu and the children of Simati can be impossible to find a new

The episode of the orphans has started, moving to randomly, renting here, not busy, even the child is working after going back to school, saving money / single land / house is sold by siwaris. Simati's hope not to trouble children and wife after their underarm is broken at all. All the heirs are gone after getting their own share.

Even though it is entitled to simat property but have to look at the responsibility that must be held, don't take the religion is half half for your own interest.. yes it is not sinful to take the property that is indeed our right in the law, but sin is failing to run the responsibility of the living in the children of clothes / eat drink.

If we are among such groups before this change and may our offspring be kept away from our children, our husbands, our children from being cruel.

Take the teaching of brothers and sisters, once again I remind you of what religion is taught, if simati leaves children who have not been baligh, it is mandatory for the guardian to follow the guardian's order next to simati and provide a living for simati children. If not taken care, bear in the afterlife.

The faraid law is very fair and beautiful, given more to men because men are the leader of the family who has to bear the people below, why when there is no son, the property will be given to the simati siblings? Clearly Allah says that it is the responsibility of the guardians to bear the orphan (especially the orphans are women) and hopefully with the division of the faraid can relieve the burden / help the guardians to protect and give a living to the orphans.

REMEMBER YEA..! get the division of simati property not directly buying a new house, shopping or traveling first, but fulfill the orphan's responsibility.

Proclaim ' nature

SOURCE: FACEBOOK HISHAMUDDIN ABD MAJID
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Want to make your business viral? Now open the lowest package advertisement for only RM30. Ads can choose your own date and time. Whatsapp admin: http://bit.ly/2FFyZuGTranslated

10 tips beli rumah . jom ruang kan masa membaca . tak salah kita menambah ilmu . 😊

1. Pilih Loan Yang Betul
Pastikan loan pertama yang anak muda buat dengan bank adalah loan rumah. Bukan loan kereta. Ini adalah kerana loan kereta akan menyebabkan komitmen anak muda semakin tinggi dan kelayakan di pihak bank untuk beli rumah semakin berkurangan. (Kalau nak pakai kereta jugak, pastikan guna nama orang abang, kakak, atau ayah. Asalkan bukan nama kita. Nak senang lagi, mintak nak...
Continue Reading10 tips to buy a house. Let's space the time to read. It's not wrong for us to add knowledge. 😊

1. Choose The Right Loan
Ensure the first loan that young people do with the bank is a house loan. Not a car loan. This is because car loans will lead to young people's commitments getting higher and the qualifiers on the bank to buy houses are reducing. (If you want to use a car, make sure to use the name of your brother, sister, or father. As long as it's not our name. Want to be easy again, asking to continue paying their car)

2. Use Company Accounts As CashFlow
If young people do business, make sure that customers bank in to the company account. Not a personal account of young people. If the customer banks into a personal account, it will NOT be counted as INCOME. So, lose it there. If anyone missed it, transfer back to the company account with a note ′′ CASH SALES ". If you are eating your salary, and within the same time your own business, register the company. ENTERPRISE is enough.

3. Pay KWSP
If young people are doing their own business, make sure to set your salary for yourself and pay your own business. When applying for loan bank later, there will be 2 types of income of young people. That is income from business, and income from your own salary. For salary payment, use company check to pay. Avoid transfer online only. And make sure to make Payslip and cop together.

4. Don't Influence ASB Loan and Personal Loan
Don't be quick to take ASB Loan or Personal Loan. Because this type of Loan is always the factor that leads to our home bank rejected loans. If you want to take ASB Loan too, make sure that after passing your home loan, then take it once. For me, if you plan to buy a second property, don't take an ASB loan anymore. Because usually the bank will offer us after we pass our first home loan. (but it's different if your income is big, if just taking ASB Loan and monthly payments doesn't give a big effect on your DSR, it's okay.

5. Buy First Home For Investment
For the first home, make sure you buy for investment purposes. Why did I say that? Because if young people buy to sit by themselves, it will be a expenses for young people. It's different if young people buy it in cash. Investment is also divided into two. Either Cash Flow or Capital Gain. If young people choose to cash flow investment. It means young people rent the house to others. Ensure the rent given is nothing less than the bank's monthly payment. Another one is Capital Gain. This means, young people buy a house at a certain period, and when the value of the house increases, young people sell / flip the house and get profit from the sale. This way is called Capital Gain.

6. Don't Combine The Name Of Husband Wife When Buying
Avoid combine the name of husband and wife while buying a house. This is because, everyone is only eligible to get a 90 % loan for two houses only. If the 70th house, only get a loan for 70 %. This means, if you follow the rules, a couple of wives will be able to buy 4 houses. But if combine the name, it will be only 2 houses to get a loan of 90 %. So, you'll lose it. The right rule for a husband and wife is... Buy 4 houses, 1 to sit alone, and 3 more for rent. It's a profit from renting that house to pay monthly for the house that you sit. Isn't it like sitting like that?

7. Ensure CCRIS Records CLEAN
CCRIS record is a record from Bank Negara that collects our debts with financial institutions in Malaysia. To make it easier for you before you decide to make a home loan, make sure you check your own CCRIS record first. Later you'll see your debt list and next to your monthly payment list. If it's 0, it means your record is clean. You're a man of mind. If it's 1, this means there's 1 months out, then 2,3,4 and so on. The way to check is to go to the National Bank and use the machines provided. Or now can apply online only. I'll show you the other day.

8. Three Types Of Home You Need To Know
There are three types of homes you can buy.
FIRST - undercons house (meaning under construction). Usually undercons homes are suitable for people who plan on FLIPPING (Selling) when they're done. If you're looking for a house with discount 7%, then you just need to remove 3 % capital. If you can find a house that gets 10 % discount, then you don't need to withdraw the capital to pay deposit.
BOTH - House of subsale. (means the house is done and has someone else's name). For this type of subsale house, a very large capital is required. If the house is RM500, 000, then a deposit of RM50, 000 is required. Added again with legal fees, etc.
THIRD - Auction House. Among these three types, auction houses are at very high risk. But it's okay.. high risk, the return is high.. If winning auction bid is much cheaper than market price, you'll be lucky.. For auction types, you need to study in terms of market value, house state, neighborhood and others before committing to join the bid. If you ask me, I'd rather buy a UNDERCONS house. 😊

9. Buy Undercons Home
If you choose to buy a house under cons, then choose a big developer. Examples like SP Loyal, IJM Land, Sime Darby, Worldwide and others. The first reason why to choose this developer is less risk. Meaning, the risk for abandoned projects is very low. If you choose a developer with no name, the risk is very high because they may lack capital or have other problems and cause the project can be abandoned. We will lose too later.
Second reason, if a big developer, they usually provide many benefits to their property buyers. For example, 5 %- 10 %, free air conditioner, alarm system, vinyl floor and more. Additionally, big developers will usually provide plenty of facilities in a residential park that they are developing. Look at SP Loyal example. So lucky people buy a house in this nature. How many new facilities they get. For example, there are malls, mosques, banks, parks, and more.

10. Buy Following Skills
Buy a house according to ability. Don't follow the lust. Yerlah, sometimes we are affected by friends who buy big houses, we also want to buy a big house. Loan may be able to pass.. but when entering the monthly payment chapter, it's really burdening you. Monthly commitment is higher than the income you get. Last-last, outstanding! So, to avoid this happening, before deciding to buy any house, make sure you count first about your monthly income ability to pay the house later.

11. Extra Tips
It's normal if loan for the first house, the bank wants to see your CCRIS record. Depends on some banks too. If you have never made a loan with a bank, then your ccris record is empty. And banks can't judge how discipline you are on loan payment. So, if this problem happens to you, there are 2 ways you can do it.
FIRST, you apply credit card and use it. The way to use the correct credit card is, swipe during the day, and at night keep paying back the credit card. This is to prevent you from forgetting to pay.
, make personal loan in the lowest amout in Easy RHB. This way, the bank will see a track record that you are a good debt payer.Translated

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This video is about Is Renting Always A Waste Of Money?
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