There's no point in trying to look rich but ending up broke in the process.
A lot of people get into debt just so they can look cool by having the newest car, nicest house, or the nicest clothes.
And all that is great when you can afford it, but most people aren’t in that position.
Here’s how the rich stay rich.
They invest their money into income-generating assets...
Then use the cash flow to pay for their luxuries.
Then once they've paid their loan off, they still have their lumpsum making them money month in month out.
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Reinventing Workers for the Post-COVID Economy
The nation’s economic recovery from the COVID-19 pandemic will hinge ( ) to some extent ( ) on how quickly show managers can become electricians ( ), whether taxi drivers can become plumbers ( ), and how many cooks can manage software for a bank.
This is likely to prove especially problematic for millions of low-paid workers in service industries like retailing ( ), hospitality ( ), building maintenance and transportation, which may be permanently impaired ( ) or fundamentally transformed. What will janitors ( ) do if fewer people work in offices? What will waiters do if the urban restaurant ecosystem never recovers its density ( )?
Their prognosis ( ) is bleak ( ). Marcela Escobari, an economist at the Brookings Institution, warns that even if the economy adds jobs as the coronavirus risk fades ( ), “the rebound won’t help the people that have been hurt the most.”
Looking back over 16 years of data, Escobari finds that workers in the occupations ( ) most heavily hit since the spring will have a difficult time reinventing themselves. Taxi drivers, dancers and front-desk clerks have poor track records moving to jobs as, say, registered nurses, pipe layers or instrumentation technicians.
COVID is abruptly ( ) taking out a swath ( ) of jobs that were thought to be comparatively ( ) resilient ( ), in services that require personal contact with customers. And the jolt ( ) has landed squarely on workers with little or no education beyond high school, toiling ( ) in the low-wage service economy.
“The damage to the economy and particularly to workers will probably be longer lasting than we think it is going to be,” said Peter Beard, senior vice president at the Greater Houston Partnership, an economic development group.
What’s more, he said, COVID will intensify underlying ( ) dynamics ( ) that were already transforming ( ) the workplace. Automation ( ), for one, will most likely accelerate ( ) as employers seek to protect their businesses from future pandemics
The challenge is not insurmountable ( ). Yet despite scattered ( ) success stories, moving millions of workers into new occupations remains an enormous ( ) challenge.
“We need a New Deal ( ) for skills,” said Amit Sevak, president of Revature, a company that hires workers, trains them to use digital tools and helps place them in jobs. “President Roosevelt deployed ( ) the massive number of workers unemployed in the Great Depression on projects that created many of the dams ( ) and roads and bridges we have. We need something like that.”
勞工轉型以因應後疫情時代經濟
美國經濟能否從新型冠狀病毒影響下復甦,將在一定程度上取決於表演經理們要多久才能變成電工,計程車司機能否化身為水管工,以及有多少廚師能替銀行管理軟體。
這對零售業、餐旅業、建築維修和運輸業等服務業數百萬低薪工人來說,問題恐怕特別大。這些行業可能受到永久性損害或發生根本性改變。若辦公室裡人變少了,工友要做什麼呢?若都市餐廳生態系統繁盛不再,服務生又該如何?
他們的前景是黯淡的。布魯金斯學會經濟學家Marcela Escobari警告說,即使就業機會隨新型冠狀病毒疫情風險消退而增加,「經濟反彈也幫不了那些受創最重的人」。
Escobari檢視16年來的數據發現,今春以來受衝擊最大的一些職業,勞工將很難自我改造。計程車司機、舞者和櫃檯人員轉行從事護理師、舖管工或儀器技工等工作者十分有限。
新型冠狀病毒突然帶走了一大批原本被認為較不容易永久消失的工作,即需與客戶面對面接觸的服務工作。這一衝擊直接打擊到那些僅受過高中教育、在低薪服務經濟區塊中掙扎的勞工。
經濟發展組織大休士頓商會資深副總裁Peter Beard表示:「經濟、尤其是勞工們受害的時間,可能比我們預期的還要更長。」
他說,更重要的是,新型冠狀病毒疫情將強化已經在改變職場的潛在動力,自動化即為一例,由於雇主力求讓自己的企業未來不受大疫情影響,自動化極可能加速。
這項挑戰並非不能克服。然而,儘管有少數成功的例子,讓數百萬勞工轉業仍是巨大的挑戰。
雇用勞工後培訓他們使用數位工具,並幫他們找到工作的Revature公司總裁Amit Sevak說:「我們需要一項針對職業技能的新政。小羅斯福總統大蕭條時期把大量失業勞工投入工程計畫,興建了我們現在使用的水壩、道路與橋樑。我們需要這樣的東西。」
#高雄人 #學習英文 請找 #多益達人林立英文
#高中英文 #成人英文
#多益家教班 #商用英文
#國立大學外國語文學系講師
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product used
gather around sister palette
creme gel liner - black flame candle
falsies faux lashes - boss witch
Witching Hour Pressed Powder Palette
dost thou comprehend supershock
to be young and beautiful again supershock
creme gel liner - trick & treat
age 35
skin type : dry sensitive
skin tone: fair-light neutral leaning warm undertone
FTC: this collection is kindly sent to me, i am not paid nor obligated to post.
Music by
Naomi - If Love is the Answer - https://thmatc.co/?l=6D629441
Reed Gaines - Don't Stay Quiet - https://thmatc.co/?l=4726E466
HONÜ - Our Peaceful Palace - https://thmatc.co/?l=C29BD6F1
#colourpophocuspocus #gatheraroundsisterpalette #witchinghourpalette #hoodedeyestutorial
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Coven Crew Collection
Witching Hour Pressed Powder Palette $22
3 new shades Super Shock Shadows $7 each
3 new shades of Fresh Kiss Lip Crème $9 each
a spooky spider QT Mark Face Stamp
I Shall Always Be With You Mirror $11
Black Flame Candle
age 35
skin type : dry sensitive
skin tone: fair-light neutral leaning warm undertone
FTC: this collection is kindly sent to me, i am not paid nor obligated to post.
Music by
The Millennial Club - MI - https://thmatc.co/?l=909C81E7
#colourpopxhocuspocus2 #hocuspocus2
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Products used
sprinke a little magic palette
creme gel pencil - fly with me
supershock cheek- magic moon/happy thoughts
glossy lip stain - clap if you believe/ tinkerbell
age 35
skin type : dry sensitive
skin tone: fair-light neutral leaning warm undertone
FTC: This collection is kindly sent to me. Thoughts are 100% mine. I am not obligated/paid to post.
Music
DJ GONZ - The Sweet Life - https://thmatc.co/?l=B8AA40F8
HONÜ - Rainbow Falls - https://thmatc.co/?l=F8C27157
#colourpopxtinkerbell #tinkerbellcolourpop #hoodedeyestutorial #369
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