“I got hit.”
I believe that's the last thing any of us would want to hear from a friend/ family who got caught in a traffic accident.
Reality is, if you've been on the roads long enough, there will come a point where you'll realise accidents are inevitable, just a matter of whether it's a serious one or not.
I've had my fair share too.
In any accident, however big or small, it's important to remain calm at all times and take note of the key things you’d need to do.
✔ Check for injuries. If you notice any, call 995 immediately.
✔ Take photos of the accident scene without moving any of the vehicles involved. This is important for insurance companies and the police to help determine the cause and impact of the accident.
✔ Exchange particulars of of drivers/ riders involved. Note down the name, contact, address, vehicle registration plate details. Do also take note of the time, date and location of the accident as this would be required in the police report that you make.
✔ Regardless of whether there are any claims/ injury in an accident, you must report it to your insurance provider within 24 hours from the time of accident. This is to ensure your interests are protected at all times. If you fail to do so, not only will you stand to be at the disadvantage, you may risk losing your NCD too.
Make sure you keep yourself and your family safe on the roads with comprehensive insurance like what DirectAsia Insurance offers.
You can tailor your policy with different optional benefits and they even have a dedicated specialist to attend to your policy needs so do check them out and stay safe wherever you are!
Always.
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