跟著怡琳看世界 35
Scotland to trial a four-day week
蘇格蘭試行每週工作四天
trial 試用/試驗
wage 工資
make good on 兌現承諾
productivity 生產力
draw on 以此借鑑
think tank 智庫
hospitality 接待服務產業
supposedly 據說
Scotland announced plans to trial a four-day work week, making it the latest nation to join the trend as more others explore the possibility of a permanent switch. Workers will see hours reduced by 20% without any impact to wages, Forbes reported.
蘇格蘭宣布計畫試行每週工作四天,讓蘇格蘭成為最新加入這個趨勢的國家,有越來越多國家在探索永久轉換的可能性。根據富比士報導,在不影響工資下,勞工的工作時間將減少20%。
The Scottish National Party (SNP) is making good on a campaign promise to try and reduce worker hours in a bid to boost productivity and worker happiness. Spain, New Zealand, Japan and Iceland have previously adopted a four-day work week – experience that Scotland will draw on as it implements its own trial.
蘇格蘭民族黨(SNP)正在兌現競選承諾,嘗試減少工時來提高生產力和勞工幸福感。西班牙、紐西蘭、日本和冰島先前都採用每週工作四天-蘇格蘭將在實施自己的實驗時借鑑此一經驗。
A poll conducted by Scottish think tank the Institute for Public Policy Research (IPPR) found that 83% respondents preferred to work for fewer days than they do now. For employers? It's maybe not so attractive.
蘇格蘭智庫公共政策研究所(IPPR),進行的一項民意調查發現,83%的受訪者傾向於比現在更少的工作天數。至於雇主呢?可能沒這麼吸引人。
Rachel Statham, senior researcher at IPPR, explained that trials needed to be expanded and held in different sectors such as retail, tech, and hospitality to see how each coped with it. Expansion of the shorter work week should also be studied in different job markets such as the police, health workers, and those running on longer shifts.
IPPR資深研究員Rachel Statham解釋,試驗也要在零售、科技和接待服務產業等不同領域擴大和展開,來了解每個領域如何應對。並且應該就不同的就業市場,如警察、醫療工作者和輪班時間較長的人,研究縮短每週工作時間。
The shift to fewer hours supposedly boasts a number of benefits, including increased productivity, great sense of value and overall better attitude among workers.
減少工作時間據說會帶來許多好處,包含提高生產力、強烈的價值觀和員工整體上更好的態度。
資料來源
https://www.bbc.com/news/uk-scotland-scotland-business-58403087
https://www.foxbusiness.com/lifestyle/scotland-four-day-work-week-trial
https://www.dw.com/en/four-day-work-week-a-mixed-success/a-59091672
同時也有95部Youtube影片,追蹤數超過13萬的網紅約書亞樂團 Joshua Band,也在其Youtube影片中提到,#歡迎追蹤並且分享我們的音樂 #約書亞樂團 #何等美麗 實體樂譜▸https://bit.ly/3ztsmYr 電子樂譜▸https://bit.ly/3f4rGkT 何等美麗 / How Beautiful 詞曲 Lyricist & Composer:璽恩 SiEnVanessa、吳唯農 J...
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🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
上週這兩家公司發表財報了.
這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html
(By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).
關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.
分析師對於DOCU的評價:
• 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
• 給Buy的分析師的評語:
o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".
分析師對於CRWD的評價:
• 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
• 1位給hold: $280 (from $220 by J.P. Morgan(same))
• 給Buy的分析師的評語:
o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
o UBS: the company reported "pretty good" Q2 results against high expectations.
🌻趨勢: 跨境電商 Cross-border commerce
Morgan Stanley:
From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.
Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.
產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.
Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."
🌻SPAC熱潮退卻,初創市值蒸發750億美元
"SPAC熱潮已經退卻。分析顯示,在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%,市值回落幅度上個月一度超過1,000億美元。"
"像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金,以及許多對沖基金、養老金管理公司和其他一些投資者,都在SPAC的回落中遭受了衝擊,他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場,所以現在仍坐擁可觀收益。事實上,SPAC市值仍有約2,500億美元,高於一年前的約1,000億美元,反映出這期間股價上漲和新公司上市的影響。
但即便如此,今年年初令人炫目的回報還是讓許多後來者做了接盤俠,扎堆投資所謂穩賺不賠的領域,其永恆的風險可見一斑。在過去的幾個月裡,一些投資者眼睜睜看著帳面財富縮水。"
"股價下跌會在SPAC領域形成惡性循環,因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價,投資者就更有可能這樣做,而許多SPAC的股價現在正處於這樣的水平。目前,在尚未宣布併購交易的空白支票公司中,超過95%的公司股價低於發行價。
投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少,讓其更難實現業務目標,並可能加劇股價跌勢。"
https://on.wsj.com/3n6JznC
🌻BNPL (buy now pay later)
But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.
The path to profitability for many of these companies was to achieve massive scale, analysts said.
https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972
Pictures: 一葉知秋; from EarningsWhispers
make the shift 在 Milton Goh Blog and Sermon Notes Facebook 的最讚貼文
Enjoy God-Given Sleep
“Yahweh God formed man from the dust of the ground, and breathed into his nostrils the breath of life; and man became a living soul.” (Genesis 2:7 WEB)
Our body is very similar to the ground.
Ground must be left to rest for a while in order to maintain its fertility. If you keep overworking it by planting and planting new batches of crops without stopping, the ground will not bear much fruit.
Your body which is made from the dust of the ground needs sufficient rest.
Sometimes you have no choice but to sleep less due to finishing up some work, but when you have nothing important to do, make sure to sleep earlier.
Doing more work does not guarantee better results. Good results come from God’s favor in a situation.
“Unless Yahweh builds the house, they labor in vain who build it. Unless Yahweh watches over the city, the watchman guards it in vain. It is vain for you to rise up early, to stay up late, eating the bread of toil; for he gives sleep to his loved ones.” (Psalms 127:1-2 WEB)
Cast your cares to the Lord before you sleep each night, and pray for excellent quality of sleep so that you will wake up refreshed and energetic.
Since Jesus does not sleep nor slumber, He will take the night shift for you.
These things I am saying may seem like common sense, but there is the danger of constantly sacrificing sleep to try and get more things done.
Enjoy your God-given rest!
God wants to renew your body and cause you to become younger, healthier, stronger, and more beautiful through His ways. Join me on a 31-day journey of discovering God’s youth renewal promises in “Younger and Younger”: https://bit.ly/younger-and-younger
make the shift 在 約書亞樂團 Joshua Band Youtube 的精選貼文
#歡迎追蹤並且分享我們的音樂 #約書亞樂團 #何等美麗
實體樂譜▸https://bit.ly/3ztsmYr
電子樂譜▸https://bit.ly/3f4rGkT
何等美麗 / How Beautiful
詞曲 Lyricist & Composer:璽恩 SiEnVanessa、吳唯農 Justin Wu、吳宇婕 Christine Wu、趙治達 David Chao
英譯詞 Translator:熊乃恩 Nathan Hsiung
主領 Worship Leader:璽恩 SiEnVanessa
[Verse 1]
耶穌 走入我的生命
Jesus, into my life You go
使黑暗都變成光明
All the darkness You make them glow
我愛祢 與祢同行
I love You, I will follow
[Verse 2]
耶穌 我不能沒有祢
Jesus, I can’t live without You
祢是我活著的目的
I give my whole life up to You
我愛祢 視線離不開祢
I love You, can’t shift my gaze from you
[Pre-Chorus]
何等美麗 如此美麗
How Beautiful, So Beautiful
[Chorus]
祢照亮我的生命
You shine upon my whole life
如太陽般的絢麗
Like the sun, gorgeous and bright
我 藏在祢同在裡
I find You and then I hide
感受祢呼吸
Staring into Your eyes
祢榮耀讓我屏息
Your glory has stunned me blind
如寶石般的美麗
Like diamonds so bright you shine
我 一生要敬畏祢
I will give You all my life
俯伏在永恆裡
Forever we’ll abide
-
奉獻 Asia for JESUS/ 約書亞樂團事工
https://goo.gl/5AAgQP
聯繫約書亞樂團:
https://www.joshua.com.tw/web/
-
這裡可以找到我們!
YouTube▸https://bit.ly/3hBNTH5
Apple Music▸https://apple.co/3Au41TK
Spotify▸https://spoti.fi/3As1fi4
KKBOX▸https://bit.ly/3dJyCTz
My Music▸https://bit.ly/2UnIVpA
friDay音樂▸https://bit.ly/2UkxJdm
LINE MUSIC▸https://bit.ly/3fyxAeu
-
異象工場官方商城▸https://shop.asiaforjesus.net/
約書亞樂團官網▸https://www.joshua.com.tw/
約書亞樂團Facebook▸https://www.facebook.com/joshuaband
約書亞樂團Instagram▸https://www.instagram.com/joshua_band/
約書亞樂團微博▸https://weibo.com/joshuaband
約書亞樂團微信▸joshuaband
make the shift 在 約書亞樂團 Joshua Band Youtube 的精選貼文
#No23 #7月23日全面發行 #約書亞樂團 #何等美麗
實體樂譜▸https://bit.ly/3ztsmYr
電子樂譜▸https://bit.ly/3f4rGkT
何等美麗 / How Beautiful
詞曲 Lyricist & Composer:璽恩 SiEnVanessa、吳唯農 Justin Wu、吳宇婕 Christine Wu、趙治達 David Chao
英譯詞 Translator:熊乃恩 Nathan Hsiung
演唱 Vocal:璽恩 SiEnVanessa
[Verse 1]
耶穌 走入我的生命
Jesus, into my life You go
使黑暗都變成光明
All the darkness You make them glow
我愛祢 與祢同行
I love You, I will follow
[Verse 2]
耶穌 我不能沒有祢
Jesus, I can’t live without You
祢是我活著的目的
I give my whole life up to You
我愛祢 視線離不開祢
I love You, can’t shift my gaze from you
[Pre-chorus]
何等美麗
How beautiful
如此美麗
So beautiful
[Chorus]
祢照亮我的生命
You shine upon my whole life
如太陽般的絢麗
Like the sun, gorgeous and bright
我 藏在祢同在裡
I find You and then I hide
感受祢呼吸
Staring into Your eyes
祢榮耀讓我屏息
Your glory has stunned me blind
如寶石般的美麗
Like diamonds so bright you shine
我 一生要敬畏祢
I will give You all my life
俯伏在永恆裡
Forever we’ll abide
-
製作人 Producers / 劉淑莉Lily Liu、李匯晴Green Lee
配唱製作人 Vocal Producer / 曹之懿 Isabelle Tsao
編曲 Arrangement / 李匯晴Green Lee
Keyboard / 李匯晴Green Lee
Electric Guitar / 江天瑋 Wayne Chiang
Bass / 呂冠燁 Duck Lue
Drums / 洪德耀 Derek Hung
和聲配唱製作人 Background Vocals Producer / 璽恩 SiEnVanessa
和聲編寫 Background Vocals Arranger / 璽恩 SiEnVanessa
和聲 Background Vocals / 陳州邦 Ben Chen、璽恩 SiEnVanessa
錄音 Recording Engineer / 葉惟恩 Calvin Yeh
剪輯 Editing Engineer / 劉淑莉Lily Liu
混音 Mixing Engineer / 孫立衡 Peter Sun
錄音室 Studio / 異象工場
執行製作 Executive Producer / 李宛叡 Rayya Li
製作行政統籌 Project Manager / 蔡依純 Anna Cai
-
奉獻 Asia for JESUS/ 約書亞樂團事工
https://goo.gl/5AAgQP
聯繫約書亞樂團:
https://www.joshua.com.tw/web/
make the shift 在 約書亞樂團 Joshua Band Youtube 的最佳解答
#No23 #7月23日全面發行 #約書亞樂團 #何等美麗
實體樂譜▸https://bit.ly/3ztsmYr
電子樂譜▸https://bit.ly/3f4rGkT
何等美麗 / How Beautiful
詞曲 Lyricist & Composer:璽恩 SiEnVanessa、吳唯農 Justin Wu、吳宇婕 Christine Wu、趙治達 David Chao
英譯詞 Translator:熊乃恩 Nathan Hsiung
演唱 Vocal:璽恩 SiEnVanessa
[Verse 1]
耶穌 走入我的生命
Jesus, into my life You go
使黑暗都變成光明
All the darkness You make them glow
我愛祢 與祢同行
I love You, I will follow
[Verse 2]
耶穌 我不能沒有祢
Jesus, I can’t live without You
祢是我活著的目的
I give my whole life up to You
我愛祢 視線離不開祢
I love You, can’t shift my gaze from you
[Pre-chorus]
何等美麗
How beautiful
如此美麗
So beautiful
[Chorus]
祢照亮我的生命
You shine upon my whole life
如太陽般的絢麗
Like the sun, gorgeous and bright
我 藏在祢同在裡
I find You and then I hide
感受祢呼吸
Staring into Your eyes
祢榮耀讓我屏息
Your glory has stunned me blind
如寶石般的美麗
Like diamonds so bright you shine
我 一生要敬畏祢
I will give You all my life
俯伏在永恆裡
Forever we’ll abide
-
製作人 Producers / 劉淑莉Lily Liu、李匯晴Green Lee
配唱製作人 Vocal Producer / 曹之懿 Isabelle Tsao
編曲 Arrangement / 李匯晴Green Lee
Keyboard / 李匯晴Green Lee
Electric Guitar / 江天瑋 Wayne Chiang
Bass / 呂冠燁 Duck Lue
Drums / 洪德耀 Derek Hung
和聲配唱製作人 Background Vocals Producer / 璽恩 SiEnVanessa
和聲編寫 Background Vocals Arranger / 璽恩 SiEnVanessa
和聲 Background Vocals / 陳州邦 Ben Chen、璽恩 SiEnVanessa
錄音 Recording Engineer / 葉惟恩 Calvin Yeh
剪輯 Editing Engineer / 劉淑莉Lily Liu
混音 Mixing Engineer / 孫立衡 Peter Sun
錄音室 Studio / 異象工場
執行製作 Executive Producer / 李宛叡 Rayya Li
製作行政統籌 Project Manager / 蔡依純 Anna Cai
-
奉獻 Asia for JESUS/ 約書亞樂團事工
https://goo.gl/5AAgQP
聯繫約書亞樂團:
https://www.joshua.com.tw/web/